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Financial Education

Student debt and personal finances can be even more significant for graduate students than for undergraduates.

The Graduate School is collaborating with Scarlet and Gray Financial, a service of the Office of Student Life, to provide financial services designed for the more complicated financial situations of graduate students. 

This effort is the result of the Graduate School’s participation in the Enhancing Student Financial Education project, an initiative of the Council of Graduate Schools in collaboration with TIAA-CREF. Along with 15 other colleges and universities, Ohio State was awarded a grant to develop innovative financial literacy programs that teach students how to manage student debt and personal finances.

Scarlet and Gray Financial

Scarlet and Gray Financial offers free one-on-one financial appointments, peer financial coaching, presentations, and online modules—all intentionally created for graduate and professional students. Peer financial coaching is available.  

Topics include budgeting, financial goal-setting, credit, education planning, debt repayment, major purchase analysis, retirement planning, savings & investments, mortgages, payments & credit cards, credit scores & reports, insurance & taxes, and identity protection. 


GradSense is an online tool from the Council of Graduate Schools to help students plan financially for their education and future careers. Along with median debt and income data by degree, GradSense  also provides students with savings, cost of living, loan repayment, and job search information, and other online resources.